| Personal Accident Cover/ Burns Benefit | 
Medical report or certificate issued by a Physician certifying the degree or severity of disability;Police report, where relevant. | 
| Accidental Death | 
Death certificate;Coroner’s report;Police report, where relevant;In the event of a disappearance, presumption of death as proclaimed by court. | 
| Hospital Cash | 
Diagnosis, including patient name and date of diagnosis, certified by a Physician;Original Hospital bill or receipt issued by a Hospital. | 
| Medical Expenses | 
Diagnosis and treatment, including patient name and date of diagnosis, certified by a Physician;Original Hospital bill/receipt with itemized list issued by a Hospital;Original receipt for purchase of medical equipment. | 
| Personal Property/Personal Money/Loss of Documents | 
Original receipts, including date of purchase, price, model and type of items lost or damaged;Copy of notification to airline/public conveyance and their official acknowledgement in writing when loss of damage has occurred in transit;Police report (which must be made within 24 hours of the occurrence);Copy of notification to the issuing authority in respect of loss of traveler’s cheques (which must be made within 24 hours of the occurrence). | 
| Trip Cancellation/Trip Interruption/Trip Curtailment | 
Original unused ticket for special occasion;All bills, receipts and coupons;Diagnosis and treatment, including patient name and date of diagnosis, certified by a Physician;Official documentation from airline/public conveyance including victim’s name, date, time, duration and reason for delay. | 
| Trip Re-route/Travel Delay/Baggage Delay | 
Official documentation from the airline/public conveyance including victim’s name, date, time, duration and reason of delay.Original bill/ receipt issued by hotel/airline/public conveyance. | 
| Home Contents Protection | 
Receipts, including date of purchase, price, model and type of items lost or damaged;Police report (which must be made within 24 hours upon return from the Journey). | 
| Personal Liability | 
Statement on the nature and circumstances of the incident or event (No admission of liability or settlement can be made or agreed upon without our written consent);All associated documentation received in connection with the incident or event (including copies of summons, all court documents, solicitors’ and other legal correspondence). | 
| Amateur Sport Benefit | 
Original receipts, including date of purchase, price, model and type of items lost or damaged;Copy of notification to airline/public conveyance and their official acknowledgement in writing when loss or damage has occurred in transit;Police report (which must be made within 24 hours of the occurrence);Diagnosis and treatment, including patient name and date of diagnosis, certified by a Physician;Original receipts for the following: booking of the golf course/diving course or package, ski pass, hiring of golf Equipment/ski equipment/diving Equipment and tuition fee. |